http://www.moneygate.co.uk/articles.aspxThe latest news and articles from Moneygate, a new direction in Finance.(c) 2010, Moneygate.5A cheaper mortgage deal can increase the amount of disposable income available within a household. This surplus can be used to clear other personal debts and household bills, but the best mortgage rates are usually offered to the most financially stable customers.http://www.moneygate.co.uk/99/best_mortgage_needs.phphttp://www.moneygate.co.uk/99/best_mortgage_needs.phpTue, 13 Jul 2010 13:53:45 GMTDrive better and save a fortune in petrol costs.http://www.moneygate.co.uk/99/cut_petrol_costs.phphttp://www.moneygate.co.uk/99/cut_petrol_costs.phpTue, 13 Jul 2010 13:58:18 GMTCall to fix your mortgage sooner rather than later.http://www.moneygate.co.uk/99/fixed_mortgage.phphttp://www.moneygate.co.uk/99/fixed_mortgage.phpTue, 06 Jul 2010 15:44:04 GMTThousands of homeowners are putting themselves and their homes at risk by failing to have adequate insurance. A recent survey shows that around 6% of people admit they do not have either buildings or contents insurance for their property, rising to 12% among homeowners aged under 34.http://www.moneygate.co.uk/99/home_insurance_trap.phphttp://www.moneygate.co.uk/99/home_insurance_trap.phpTue, 13 Jul 2010 13:38:59 GMTTake advice before going for an ISA.http://www.moneygate.co.uk/99/isa_best_deal.phphttp://www.moneygate.co.uk/99/isa_best_deal.phpWed, 07 Jul 2010 15:10:27 GMTDrivers are being urged to shop around and follow a few top tips to help drive down the cost of their car insurance. http://www.moneygate.co.uk/99/top_tips_car_insurance.phphttp://www.moneygate.co.uk/99/top_tips_car_insurance.phpTue, 13 Jul 2010 13:34:22 GMTWhen most people think of hunting out low-cost insurance deals, it rarely conjures up images much beyond the typical life, house and car insurance. But not everything that gets insured is ordinary, and sometimes people will go that one step further to make sure the things that are important to them are kept safe. http://www.moneygate.co.uk/best_deal_insurance.phphttp://www.moneygate.co.uk/best_deal_insurance.phpTue, 04 May 2010 10:34:16 GMTMoneygate is urging people to shop around to make household savings after research suggests that more than half of private sector workers are set to be crippled by a second pay freeze this year.http://www.moneygate.co.uk/best_deal_mortgage.phphttp://www.moneygate.co.uk/best_deal_mortgage.phpTue, 04 May 2010 10:03:28 GMTNo matter how carefully you plan and budget, there may come a time when you need to borrow money. Millions of personal loans are taken out every year for all sorts of reasons.http://www.moneygate.co.uk/best_loan_rate.phphttp://www.moneygate.co.uk/best_loan_rate.phpThu, 15 Apr 2010 15:04:39 GMTAccording to Moneygate, good mortgage advice could unlock the key to gaining your dream home – as householders trying to ride out the recession are urged to improve not move.http://www.moneygate.co.uk/best_mortgage_rates.phphttp://www.moneygate.co.uk/best_mortgage_rates.phpWed, 31 Mar 2010 14:22:06 GMTAn ageing population and an increased willingness to work among older people has led the Government to look at the law which allows firms to force staff to finish work at 65.http://www.moneygate.co.uk/best_pension_plans.phphttp://www.moneygate.co.uk/best_pension_plans.phpFri, 26 Mar 2010 19:36:27 GMTIn today’s market many householders prefer to switch their mortgage every few year, using the best mortgage advice, to make sure they are getting the best rates on offer. Meanwhile others remain on their existing deal for years, potentially losing out on a range of benefits that new customers enjoy, warn Moneygate.http://www.moneygate.co.uk/best_remortgage_deals.phphttp://www.moneygate.co.uk/best_remortgage_deals.phpThu, 08 Apr 2010 11:02:47 GMTWe are always being told about the health benefits of keeping fit and how by doing so it can help us to lead longer and fuller lives. But according to Annabel Green, from national IFA Moneygate, the good news is that there can also be hidden rewards for those who stick to their healthy regimes. http://www.moneygate.co.uk/cut_insurance_costs.phphttp://www.moneygate.co.uk/cut_insurance_costs.phpFri, 26 Mar 2010 19:36:27 GMTDrivers are losing thousands of pounds by wasting petrol. Driving badly is costing drivers a fortune. Check out some hints and tips on driving better and saving money. http://www.moneygate.co.uk/cut_petrol_costs.phphttp://www.moneygate.co.uk/cut_petrol_costs.phpWed, 19 May 2010 12:42:24 GMTYou can save money on homeowners insurance if you know how - discounts from your insurance company are available for a variety of reasons. http://www.moneygate.co.uk/discount_life_moneygate.phphttp://www.moneygate.co.uk/discount_life_moneygate.phpTue, 30 Mar 2010 17:08:45 GMTGetting the right financial product and finding good structured investment solutions can be complicated, and unfortunately there are some unscrupulous people who will take advantage of this to try to part you from your money, say Moneygate.http://www.moneygate.co.uk/getting_investment_right.phphttp://www.moneygate.co.uk/getting_investment_right.phpTue, 30 Mar 2010 22:05:30 GMTThe market may be improving for would-be householders, but getting a mortgage still remains tougher than it has been for years. Whilst the signs are that banks and building societies are beginning to move in the right direction in lending more cash, they are still asking for high deposits from consumers.http://www.moneygate.co.uk/good_mortgage_deals.phphttp://www.moneygate.co.uk/good_mortgage_deals.phpTue, 04 May 2010 10:19:25 GMTHow many times have your home or car insurance renewals landed on the mat and despite the fact the premiums have increased, you don’t bother considering switching companies?http://www.moneygate.co.uk/insurance_best_deal.phphttp://www.moneygate.co.uk/insurance_best_deal.phpTue, 04 May 2010 10:48:57 GMTCar insurance for young motorists has rocketed by a staggering 25% in the last year, according to new research. The average cost of car insurance for drivers aged between 17 and 24 now stands at £1,489, with prices expected to soar a further 15% this year alone, say Moneygate. http://www.moneygate.co.uk/insurance_costs.phphttp://www.moneygate.co.uk/insurance_costs.phpThu, 15 Apr 2010 14:18:06 GMTFrom being born a man to cleaning windows for a living, there are plenty of things that could affect the cost of your life insurance and make it harder for you to get cheap life cover. While the cost of life insurance continues to fall, there are a number of factors that could dramatically hike the cost of your premiums, explains Annabel Green, of national IFA Moneygate. http://www.moneygate.co.uk/insurance_discount_rate.phphttp://www.moneygate.co.uk/insurance_discount_rate.phpThu, 15 Apr 2010 15:14:11 GMTWorryingly, the majority of householders have no idea of the precise type of locks that are fitted to any of their doors, yet casually believe that they would meet safety standards. But these householders could find themselves thousands of pounds out of pocket if their home is burgled and they try to make an insurance claim, according to national IFA Moneygate. http://www.moneygate.co.uk/insurance_key_best.phphttp://www.moneygate.co.uk/insurance_key_best.phpTue, 30 Mar 2010 17:33:33 GMTBritain is officially the fat man of Europe. According to official health statistics, 39% of the population – almost 23 million people - is overweight, a higher proportion than any other EU member state. However, being overweight doesn’t only leave your health at risk: it can also wreak havoc with your finances, according to Annabel Green, of national IFA Moneygate.http://www.moneygate.co.uk/insurance_life_discount.phphttp://www.moneygate.co.uk/insurance_life_discount.phpThu, 15 Apr 2010 14:27:51 GMTGood mortgage advice could unlock the key to gaining your dream home – as householders trying to ride out the recession are urged to improve not move say Moneygate. Recent figures show that moving home costs an average of over £7,000 in various fees and charges – from solicitors and estate agents fees to Home Information Packs and removal costs.http://www.moneygate.co.uk/mortgage_advice_best.phphttp://www.moneygate.co.uk/mortgage_advice_best.phpWed, 07 Apr 2010 16:12:59 GMTA cheaper mortgage deal can increase the amount of disposable income available within a household. This surplus can be used to clear other personal debts and household bills, but the best mortgage rates are usually offered to the most financially stable customers. These tend to be people with steady employment, a good credit history and who are able to pay a substantial deposit on their house.http://www.moneygate.co.uk/mortgage_best_deal.phphttp://www.moneygate.co.uk/mortgage_best_deal.phpWed, 14 Apr 2010 12:08:44 GMTFixed-rate mortgage deals have fallen to their lowest level for a year as competition continues to return to the market. According to recent research, the average cost of a two-year fixed-rate loan now stands at 4.63%, the lowest level since April last year and down from a recent high of 5.21%.http://www.moneygate.co.uk/new_best_mortgage_deals.phphttp://www.moneygate.co.uk/new_best_mortgage_deals.phpTue, 04 May 2010 10:11:36 GMTThe average UK household will need more than half a million pounds to cover the cost of living during retirement, say Moneygate. According to recent research, 20 years of retirement will cost the average household a whopping £564,227.http://www.moneygate.co.uk/plan_best_pension.phphttp://www.moneygate.co.uk/plan_best_pension.phpTue, 04 May 2010 09:54:32 GMTIn the current climate it’s natural to worry about your job or how you might cope with paying rent, mortgage and other bills. And if you’re relying on your savings to make ends meet, low interest rates are a worry too. http://www.moneygate.co.uk/recession_investment_best_plans.phphttp://www.moneygate.co.uk/recession_investment_best_plans.phpTue, 30 Mar 2010 17:38:33 GMTFor many British credit card holders it is now payback time, with the average card holder owing £2,200. Assuming a monthly payment of £100 and an interest rate of 15%, that would take two years to clear.http://www.moneygate.co.uk/remortgage_best_deals.phphttp://www.moneygate.co.uk/remortgage_best_deals.phpWed, 14 Apr 2010 18:50:43 GMTThe near collapse of the world’s banking sector has understandably left many consumers worried about how safe their money is – even if their money is in one of the top investment funds.http://www.moneygate.co.uk/safesavings.phphttp://www.moneygate.co.uk/safesavings.phpFri, 26 Mar 2010 19:36:27 GMTWhat is an IFA? The simple answer is that IFA stands for independent financial advice or advisor. But the term IFA can be a bit of a broad church – so what does it all mean and how to you get best investment returns?http://www.moneygate.co.uk/whatifa.phphttp://www.moneygate.co.uk/whatifa.phpFri, 26 Mar 2010 19:36:27 GMT