Mortgages

Riding the crest of the wave

The mortgage market experiences many fluctuations in terms of interest rate changes, new product releases and revised lending criteria.

The differences between the peaks and the troughs of the product range can be vast - therefore we always want you to be on the right wave at the right time.

A mortgage (or mortgages!) tends to be the biggest financial commitment for the majority of people, and that’s why an active mortgage management service can make a huge impact on your finances.

In a logical way one of your largest expenses should generally represent an opportunity to make one of your greatest savings. Professional mortgage advice from Moneygate can help you achieve this by ensuring that the interest rate and associated costs of your mortgage are at the lowest possible level within a product that has all of the features that you need.

Ocean wide choice

Moneygate can also enable you to use your mortgage as a flexible tool for a variety of purposes – as a facility to secure low-cost funds for home improvements, as a vehicle to re-structure more expensive debt and also to assist your retirement planning.

Ultimately, our own view is that the best mortgage in the market is no mortgage at all. We will advise you on how to steer towards this goal as part of your overall financial planning strategy.

Gain control of your mortgage by taking independent advice from Moneygate.

  • We offer products from every available lender
  • Access to exclusive products not available on the high street
  • Mortgage & loan options to suit every requirement and situation
  • We manage the entire process from enquiry to completion
  • Specialist advice for buy-to-let portfolios and commercial projects

Your property may be repossessed if you do not keep up payments on a mortgage or other debt secured on it. The FSA do not regulate some buy-to-let and commercial mortgages. You can choose how we are paid for mortgages: pay a fee, usually 0.5% of the loan amount, or we can accept commission from the lender.